⚠️ 🇫🇷 Vigilance fraude: Une campagne de fraude au faux conseiller en lien avec la fuite de données des clients Free est actuellement en cours. Nous vous invitons à faire preuve de la plus grande vigilance.
Strengthen your competitive advantage by providing travel expense cards with spending limits and payment controls. Your users have a seamless, all-in-one booking experience while you generate additional income from Swan’s interchange-sharing initiative.
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Launch new payment features quickly with a fully white-label solution. Your logo, branding, and colors are visible at every touchpoint in the payment process, helping you increase brand awareness and customer loyalty.
Embed safe and secure card payment features with Swan. We take care of the regulatory requirements - from Know Your Customer (KYC) during onboarding to 3D Secure (3DS) for transaction authentication - so you focus on your business while staying compliant.
Allow bookings and payments to be completed in one platform to reduce friction and build a user journey that travelers actually enjoy.
Users can make payments without being redirected to third-party payment processors while you benefit from a revenue-sharing model, giving you access to interchange fees.
Embed payment features in your travel management platform to stand out in a crowded market.
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Enable customers to pay a wider range of suppliers during business trips by offering physical or virtual expense cards. You’ll keep customers on your platform while streamlining their financial management.
Issue virtual cards to pay suppliers and benefit from Swan’s revenue-sharing model. With access to interchange fees, you generate income from every supplier payment that you make.
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As a Swan partner, you become part of the Mastercard Wholesale Program for travel. You can issue virtual cards with flexibility on the terms agreed with your suppliers, and benefit from a fixed price for more predictable economics.
Automate supplier payment processing to speed up booking transactions and reduce the need for manual reconciliation. With real-time tracking, you have better visibility into your cash flow and supplier payment statuses, improving financial transparency and decision-making.
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Generate income from your supplier payments with Swan’s revenue-sharing initiative, giving you access to interchange fees.
Issue different payment products adapted to the economic context of your different supplier relationships.
Free up time for your core business activities by automating reconciliation between supplier invoices and payments.
Have confidence in your supplier payments with pre-set spending limits and payment control capabilities.
The secret sauce of the payment business is what we call interchange. This is a very common revenue driver for companies who embed banking features through Swan. Most relevant in the B2B space, interchange sharing allows you to unlock untapped revenue potential.With Swan’s partner revenue-sharing initiative, you can benefit from a percentage of every transaction made through your embedded payment features. It’s calculated per transaction volume, but other variables are taken into account, including issuing country, type of card, total transaction amount, and even the merchant category.
Compliance and regulatory matters are a key consideration when talking about financial transactions. With Swan’s e-money license, you can offer Accounts, Cards, and Payments across the entire EEA. No need to hire a compliance team, set up a risk management process, or be audited. We handle all those codes and regulations for you, so you can focus on your core business activities.
We take the following topics very seriously and we encourage our partners to do the same.
- Data Protection and Privacy Laws: Ensure compliance with data protection regulations such as GDPR. This includes safeguarding personal and financial data, obtaining explicit consent, and providing users with rights to access and manage their information.
- Financial Regulations: Adhere to financial regulations such as Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements. This involves verifying user identities and monitoring transactions to prevent fraud and illegal activities.
- Payment Processing Compliance: Follow standards set by payment card networks (e.g., PCI-DSS) to ensure secure handling of payment information. This includes encryption, tokenization, and secure storage of card details.
Send and receive money almost anywhere in the world using a Swan International Credit Transfer. Exchange euros for a different currency, then transfer that money on either local rails or the SWIFT network.
You can transfer euros outside of the eurozone using the SWIFT network or receive credit transfers initiated outside of the eurozone. You'll receive these transfers in euros as Swan doesn't store money in currency other than euros.
Partnering with a Banking-as-a-Service provider like Swan means you can launch your banking product in a matter of weeks at a fraction of the cost of working with a traditional bank. Since Swan handles the tricky compliance stuff like KYC, AML, and transaction monitoring, you don’t have to spend the time and money building a dedicated banking team in-house.
Swan's e-money license allows to provide banking services across the EEA including:
🇦🇹 Austria
🇧🇪 Belgium
🇧🇬 Bulgaria
🇭🇷 Croatia
🇨🇾 Cyprus
🇨🇿 Czechia
🇩🇰 Denmark
🇪🇪 Estonia
🇫🇮 Finland
🇫🇷 France
🇩🇪 Germany
🇬🇷 Greece
🇭🇺 Hungary
🇮🇸 Iceland
🇮🇪 Ireland
🇮🇹 Italy
🇱🇻 Latvia
🇱🇮 Liechtenstein
🇱🇹 Lithuania
🇱🇺 Luxembourg
🇲🇹 Malta
🇳🇱 Netherlands
🇳🇴 Norway
🇵🇱 Poland
🇵🇹 Portugal
🇷🇴 Romania
🇸🇰 Slovakia
🇸🇮 Slovenia
🇪🇸 Spain
🇸🇪 Sweden
Check our complete country coverage and understand the availability of Swan's specific features in each European country.
