Third-Party Providers (TPPs) now have the opportunity to integrate seamlessly with Swan's dedicated PSD2 API interface. This integration empowers TPPs to offer customers account aggregation and other relevant services. The documentation provides TPPs with access details to utilize the testing environment, also known as the Sandbox.
The PSD2 API (Payment Services Directive 2 API) is a standardized set of application programming interfaces that enables secure and regulated access to payment services and customers' banking information. It is part of the European Union's PSD2 regulation, which aims to enhance competition, innovation, and security in the financial industry.
The Swan API is a GraphQL API that allows anyone to embed banking services in your product. The PSD2 API is a REST API that allows Third-Party Providers to access payment accounts created with Swan.
To access our PSD2 API, you must be a regulated Account Information Service Provider, or Payment Initiative Service Provider. You can also use the services of an already connected AISP / PISP. Find our documentation here.
To review the most recent statistics and quarterly statistics on the availability and performance of the PSD2 API, please visit this page.