Who’s the BaaS?

Insights for companies who want to embed banking features via simple APIs. From the big picture to the nitty-gritty details, we break it down.

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Embedded finance

Why embedded banking needs to be on your product roadmap in 2025

Now is the time for product leaders to put embedded banking on their roadmap. Scale your business by embedding accounts, cards and payments.

Steph Smith
November 18, 2024
Customer stories

Regional Hero: payment cards for next-generation employee benefits

With a mission to use employee benefits as a lever for social impact, Regional Hero works with Swan to offer empowering financial services.

Steph Smith
November 12, 2024
Customer stories

bunch: building a standout investor experience with embedded banking

With accounts tailored to their clients' needs, bunch has created a seamless user experience while unlocking new revenue streams.

Steph Smith
October 24, 2024
Customer stories

TucoBan by IESA: embedded banking for PropTech

IESA created TucoBan, a fully digital account for property managers and homeowners' associations. The account seamlessly integrates with the software for administrators and the app for residents.

Constance Laux
September 26, 2024
Customer stories

Libeo: Building a payment experience for better expense management

With 20,000 users and a lot of potential, Libeo embedded banking features directly into the expense management interfaces its users already love.

Steph Smith
September 25, 2024
Embedded finance

European expansion: 5 tips to build a cross-border product

Expand your product across Europe with these top tips, including leveraging embedded banking solutions for better user experiences.

Steph Smith
August 1, 2024
Company

Sustainability at Swan

Discover Swan's Carbon Footprint Report 2023 and the concrete actions we're implementing to improve.

Etienne de Pierrefeu, Sustainability Analyst
July 25, 2024
Customer stories

The new Compte Pro: stars of French Tech are eating up embedded banking

Pennylane, Indy, Libeo, Agicap and so many other French SaaS in financial management are embedding banking services to build seamless, all-in-one solutions for individuals and businesses alike.

Constance Laux
March 19, 2024
Product

New EU rules on SEPA instant transfers

The European Parliament passed a regulation mandating that transfers must occur within ten seconds. Learn how financial institutions are adapting.

Sarah Wachter
February 12, 2024
Customer stories

Completing the all-in-one finance app for French independent workers: The Indy Story

With Indy, you can create a company, match transactions with invoices, and now, open a business account to pay and get paid. And it’s free to access for any new or existing customer!

Max Cutler
January 24, 2024
Embedded finance

Why SaaS platforms and marketplaces will lead the next wave of innovation in SME financial services

Over 85% of SMEs and freelancers would be willing to purchase banking services from a non-banking institution. SaaS platforms have a big opportunity here!

Max Cutler
January 23, 2024
Customer stories

Embedded banking for the gig economy in Finland

How Free.fi turned invoicing upside-down to build an easier and more efficient experience for their customers.

Sarah Wachter
December 1, 2023
Company

Swan advances internationalization with a new office in the Netherlands

The opening of our Amsterdam office is another milestone in our strategy to Europeanize.

Marnix van Deursen
November 9, 2023
Customer stories

Fleming: digitizing banking for doctors in Germany

Learn how Fleming partnered with Swan to launch tailored banking accounts and cards for medical professionals 75% faster than expected!

Max Cutler
November 7, 2023
Product

Introducing SEPA Direct Debit to further build up your payment collection offering

Learn why you should add SEPA Direct Debit to your payments arsenal!

Max Cutler
October 12, 2023
Customer stories

Ageras launches first embedded banking product with Tellow

How Tellow embedded banking to set the gold standard for Bookkeeping Software

Sarah Wachter
October 11, 2023
Embedded finance

What exactly are Banking-as-a-Service, Embedded Finance, and Embedded Banking?

Embedded finance promises the delivery of financial services in a contextualized manner via apps users are already familiar with. BaaS is one way of getting there!

Max Cutler
October 2, 2023

Swan’s raises a €37m Series B to fuel the embedded banking transformation in Europe

Swan wants to empower even more European companies to embed hyper-localized banking features like accounts, cards, and payments.

Nicolas Benady
September 13, 2023
Company

Swan sponsors 5 open source projects/month

Learn about Swan’s commitment to sponsoring open source projects

Mathieu Breton
July 21, 2023
Engineering

Unraveling the magic of Pattern Matching

Delve into the intricate world of pattern matching and discover its profound impact on code efficiency and expressiveness.

Mathieu Acthernoene
July 31, 2023
Customer stories

Ride with me: the story of Swan’s partnership with B2B mobility provider uRyde

Mobility provider uRyde partners with Swan to issue virtual cards for their mobility budget product

Max Cutler
July 21, 2023
Embedded finance

Open Banking & Embedded Finance: delivering financial services with the best UX

Discover how Open Banking and Embedded Finance are revolutionizing financial services with superior user experiences.

Max Cutler
July 10, 2023
Embedded finance

Leveraging data for contextualized banking | Swan x Banxware

Learn how embedded accounts, payments, and lending create data to power delightfully contextualized embedded banking experiences.

Max Cutler
June 30, 2023
Embedded finance

Embedded banking for SaaS: build or buy?

What are your options for adding banking features to your product? Should you build them from scratch or get a ready-made solution?

Constance Laux
June 21, 2023
Engineering

An error isn't (always) an exception

Insights for developers from Swan's front-end team.

Matthias Le Brun
July 26, 2023
Embedded finance

The under the radar ways to embed finance into the core of your business

There is more to Swan than just accounts and card issuing. Discover how we can level-up your internal financial workflows!

Max Cutler
May 23, 2023
Company

How Swan’s open source strategy reduces their customers' time to market by 75%

Swan has open sourced its no-code banking interfaces, reducing time to market of new pilots by 75%.

Mathieu Breton
May 15, 2023
Embedded finance

The Financial Services Pendulum: From Unbundling to Re-Bundling

In a world of meaningful interest rates, what happens to companies focusing mostly on moving, rather than storing, money?

Max Cutler
May 4, 2023
Company

Localizing embedded finance in Germany: what we have learned so far

As a European BaaS, the best way to win over new customers is to localize. Here's how.

David Frei
April 25, 2023
Embedded finance

iDeal: the simple and familiar Dutch payment method that can not be ignored

The vast majority of Dutch people do not use cards when shopping online. iDeal is their preferred payment method. Let’s find out why!

Max Cutler
April 27, 2023
Company

Are all BaaS accountable for compliance and anti-fraud in the same way?

Lean how Swan’s regulatory approach encourages accountability and transparency for all stakeholders

Stéphie Ndinga
April 19, 2023
Use cases

Leveraging embedded finance to maximize employee experience

How leading HR software companies are developing finance features to improve product experience for workers

Max Cutler
April 14, 2023
Customer stories

Building corporate cards in Italy: The Tundr story.

How Swan empowered Tundr to build a corporate benefits app with smart company cards and a sustainability twist!

Sarah Wachter
April 7, 2023
Customer stories

Growing together: how Swan enabled Alma to become a leading European BNPL provider

Learn how Swan partnered with Alma to deliver an improved user experience for merchants while improving unit economics for the buy-now-pay-later provider

Max Cutler
March 29, 2023
Embedded finance

How vertical software companies can increase revenue with embedded banking features

Learn how software companies have expanded their core product offering and added to their bottom lines through embedded financial services

Max Cutler
March 16, 2023
Company

La nueva ola: why embedded finance is about to take off in Spain

With the country’s new Startup Law and other positive developments, fintech in Spain is poised for explosive growth

Max Cutler
March 15, 2023
Company

Becoming a European company: Part II

What we learned one year into hyper-localizing our BaaS platform for European expansion

Florent Tardivel
March 15, 2023
Company

Tech for equity: Big, utopic ideas from 18 techies

What tech would you build for a more equitable future, in a tech-limitless society?

Stéphie Ndinga
March 8, 2023
Product

Introducing German IBANs to help you localize your embedded banking features

Swan now supports the creation and use of IBANs starting with ‘DE’ so you can win the trust of and bring familiarity to your German clients

Max Cutler
March 6, 2023
Company

People make the (BaaS) world go ‘round

When choosing an embedded finance partner for your business, the expertise and knowledge of Swan's team makes all the difference

Max Cutler
March 6, 2023
Use cases

How embedded accounts can revolutionize rental management

Implementing embedded finance to improve rental management processes, using dedicated IBANs

Max Cutler
February 28, 2023
Company

Swan’s Banking-as-a-Service: the easy choice

Learn how Swan’s fast and easy BaaS solution can drive your embedded finance project forward

Max Cutler
February 3, 2023
Customer stories

Expensya: building one unified spend cycle with Swan

How Expensya connected to Swan's BaaS to quickly and easily add payments to their UX, opening up new markets, and significantly boosting revenue!

Sarah Wachter
January 18, 2023
Use cases

Wielding embedded finance to perfect Expense Management

A look at how embedding card features will strengthen your expense management offering.

Max Cutler
January 16, 2023
Use cases

Becoming the dominant financial OS

A magnified view of how embedding payments can improve invoicing, accounting and cash flow tools

Max Cutler
January 9, 2023
Company

European fintech Swan reaches 100+ employees

From just a handful of devs to a blossoming scaleup: Swan’s team now represents 17 nationalities across Europe with offices in Paris and Berlin.

Sarah Wachter
November 16, 2022
Customer stories

Lucca x Swan: Why the best HR software has embedded banking

Innovating in the HR field for over 20 years, Lucca had already streamlined HR processes for 1 million users in 112 countries. Now, with embedded banking features, they are surfing a sharp uptick in growth!

Sarah Wachter
September 9, 2024
Embedded finance

How to embed financial features: the 3-step masterplan

Product playbooks guide us from identifying value opportunity, to delivering and iterating on solutions. But how do we adapt these processes for financial features? Let's zoom out!

Constance Laux
October 4, 2022
Embedded finance

Embedded finance, the path to profitability

Integrating banking services can help companies drive growth, boost user engagement, increase loyalty, and add new revenue streams on top of higher-priced subscriptions.

Constance Laux
August 29, 2022
Customer stories

Syndic Yourself: this Belgian Proptech built banking flows as cool as your fave neobank

How Swan’s Banking-as-a-Service helped proptech Syndic Yourself achieve a dream UX on their residential building management platform.

Sarah Wachter
May 30, 2022
Customer stories

How Carrefour built their innovative cashback idea in just weeks by coupling with Swan

Find out how Swan helped Carrefour validate an innovative cashback method in less than 3 months.

Pico Petershagen & Sarah Wachter
April 13, 2022
Customer stories

Agicap: Easy cashflow management that lets you pay all bills in one place

How cashflow analysis tool Agicap became a full-on cash management system — saving users from endless back and forths with banking apps.

Pico Petershagen & Sarah Wachter
March 24, 2022
Company

Meet Stephie Ndinga, Swan’s Chief Compliance Officer

How Swan’s Chief Compliance Officer helped set the foundation for Swan to scale its European Banking-as-a-Service. Plus, catch her thoughts on how to fuel your own ambitions!

Sarah Wachter
March 8, 2022
Customer stories

iPaidThat: pay invoices in 1 click with automated company accounting

How Swan’s embedded banking helped iPaidThat step-up its user experience, increase retention, and capture more revenue.

Pico Petershagen & Sarah Wachter
March 3, 2022
Company

Swan - Becoming a European company

The time has come for Europeans to build the next tech giants. Swan is here to help power the next generation!

Florent Tardivel
February 1, 2022
Embedded finance

What is embedded finance, really?

Embedded finance has matured in past years. It now goes way further than companies just slapping their brand on traditional financial products.

Pico Petershagen & Sarah Wachter
December 10, 2021
Product

Swan, Europe’s first public Sandbox for embedded banking

Swan’s Sandbox, which gives entrepreneurs and developers easy access to banking features, has been open to the EU public since November 2021.

Sarah Wachter & Pico Petershagen
November 5, 2021
Customer stories

Pennylane: How digital wallets can simplify the lives of entrepreneurs and accountants

Here's why digital wallets, for sending, receiving, and managing companies' funds, have become a must-have for every financial management platform.

Sarah Wachter
November 10, 2022
Use cases

How tech companies are fixing the expense process mess

Company expense processes are messy and time-consuming. Here’s how some clever startups are fixing this with embedded cards and payment control features.

Sarah Wachter
February 24, 2021
Product

Requiem for the plastic payment card

What’s paper-thin, includes a computer that doesn’t need batteries, and remains intact when you toss it off a skyscraper? Sounds like NASA stuff, but it's just the good ol’ plastic payment card.

Sarah Wachter
January 18, 2021
Product

Virtual IBAN, an end to the tedious task and ongoing resources required for accounts reconciliation.

With Swan you can assign limitless dedicated IBANs to each your account and use it as an identifier when receiving payments.

Sarah Wachter
December 14, 2020
Embedded finance

Why BaaS makes sense in 2020

When non-bank businesses embed banking features, opportunities unfold...

Sarah Wachter
November 10, 2020

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