Leading software companies using Swan

Real stories, real impact—see how companies are embedding banking to streamline payments, enhance user experience, and drive growth.

Browse through our stories

Customer stories
Pennylane: Turning cards into a growth engine with a three-tiered offering
Pennylane partnered with Swan to launch a three-tier premium card ladder (with embedded insurance and competitive FX fees), turning cards into a clearer upgrade path that boosts trust and drives higher spend.
Customer stories
Sibill: Turning customer requests into actual growth
From mandated invoices to executed payments, Sibill turned Italian SMBs’ time into traction.
Customer stories
fulll.io: closing the financial loop for accountants and SMBs
fulll partnered with Swan to embed business accounts and payment tools directly into its accounting platform, turning fragmented banking, payments, and reconciliation into a single real-time workflow.

Swan in numbers

Your success is our success

From improved user experiences and retention to a more competitive product and revenue opportunities, together, we propel your business forward.

+1M

Cards issued with Swan

+70,000

Card transactions a day

3x

Faster invoice processing

Customer Stories
Betterfly: Benefits adoption as the North Star
Customer Stories
September 17, 2025
Betterfly: Benefits adoption as the North Star
Offering employee benefits is one thing. Ensuring they are used and appreciated is another. Betterfly set out to solve this problem: transforming how companies care for their teams by making flexible compensation a daily, tangible experience.
Constance Laux
Writer at Swan
Customer Stories
Defacto: delivering business financing in under 30 seconds
Customer Stories
March 11, 2025
Defacto: delivering business financing in under 30 seconds
With Swan, Defacto created an all-in-one lending platform that enables instant fund disbursement, real-time payments, and automated repayment flows.
Steph Smith
Writer at Swan
Customer Stories
Accountable: helping the self-employed take control of their finances
Customer Stories
February 25, 2025
Accountable: helping the self-employed take control of their finances
With embedded banking, Accountable empowers users to manage their taxes better while improving financial security and offering a smarter way to manage money.
Steph Smith
Writer at Swan
Customer Stories
Axonaut: simplifying small business management with no-cost payment accounts
Customer Stories
December 3, 2024
Axonaut: simplifying small business management with no-cost payment accounts
With embedded banking, Axonaut is transforming business management by integrating no-cost payment accounts into its all-in-one platform.
Steph Smith
Writer at Swan
Customer Stories
Regional Hero: payment cards for next-generation employee benefits
Customer Stories
November 12, 2024
Regional Hero: payment cards for next-generation employee benefits
With a mission to use employee benefits as a lever for social impact, Regional Hero works with Swan to offer empowering financial services.
Steph Smith
Writer at Swan
Customer Stories
Libeo: Building a payment experience for better expense management
Customer Stories
September 25, 2024
Libeo: Building a payment experience for better expense management
With 20,000 users and a lot of potential, Libeo embedded banking features directly into the expense management interfaces its users already love.
Steph Smith
Writer at Swan
Customer Stories
Lucca x Swan: Why the best HR software has embedded banking
Customer Stories
September 9, 2024
Lucca x Swan: Why the best HR software has embedded banking
Innovating in the HR field for over 20 years, Lucca had already streamlined HR processes for 1 million users in 112 countries. Now, with embedded banking features, they are surfing a sharp uptick in growth!
Sarah Wachter
Writer at Swan
Customer Stories
Completing the all-in-one finance app for French independent workers: The Indy Story
Customer Stories
January 24, 2024
Completing the all-in-one finance app for French independent workers: The Indy Story
With Indy, you can create a company, match transactions with invoices, and now, open a business account to pay and get paid. And it’s free to access for any new or existing customer!
Max Cutler
Writer at Swan
Customer Stories
Fleming: digitizing banking for doctors in Germany
Customer Stories
November 7, 2023
Fleming: digitizing banking for doctors in Germany
Learn how Fleming partnered with Swan to launch banking accounts and cards for medical professionals 75% faster than expected!
Max Cutler
Writer at Swan
Customer Stories
Ageras launches first embedded banking product with Tellow
Customer Stories
October 11, 2023
Ageras launches first embedded banking product with Tellow
How Tellow embedded banking to set the gold standard for bookkeeping software
Sarah Wachter
Writer at Swan
Customer Stories
Ride with me: the story of Swan’s partnership with B2B mobility provider uRyde
Customer Stories
July 21, 2023
Ride with me: the story of Swan’s partnership with B2B mobility provider uRyde
Mobility provider uRyde partners with Swan to issue virtual cards for their mobility budget product
Max Cutler
Writer at Swan
Customer Stories
Expensya: building one unified spend cycle with Swan
Customer Stories
January 18, 2023
Expensya: building one unified spend cycle with Swan
How Expensya connected to Swan's BaaS to quickly and easily add payments to their UX, opening up new markets, and significantly boosting revenue!
Sarah Wachter
Writer at Swan
Customer Stories
Pennylane: How digital wallets can simplify the lives of entrepreneurs and accountants
Customer Stories
November 10, 2022
Pennylane: How digital wallets can simplify the lives of entrepreneurs and accountants
Here's why digital wallets, for sending, receiving, and managing companies' funds, have become a must-have for every financial management platform.
Sarah Wachter
Writer at Swan
Customer Stories
Syndic Yourself: this Belgian Proptech built banking flows as cool as your fave neobank
Customer Stories
May 30, 2022
Syndic Yourself: this Belgian Proptech built banking flows as cool as your fave neobank
How Swan’s Banking-as-a-Service helped proptech Syndic Yourself achieve a dream UX on their residential building management platform.
Sarah Wachter
Writer at Swan
Customer Stories
How Carrefour built their innovative cashback idea in just weeks by coupling with Swan
Customer Stories
April 13, 2022
How Carrefour built their innovative cashback idea in just weeks by coupling with Swan
Find out how Swan helped Carrefour validate an innovative cashback method in less than 3 months.
Pico Petershagen & Sarah Wachter
Writer at Swan
Customer Stories
Agicap: Easy cashflow management that lets you pay all bills in one place
Customer Stories
March 24, 2022
Agicap: Easy cashflow management that lets you pay all bills in one place
How Swan helped cashflow analysis tool Agicap became a full-on cash management system — saving users from endless back and forths with banking apps.
Pico Petershagen & Sarah Wachter
Writer at Swan

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SWAN is a simplified joint-stock company (SAS) registered with the Paris Trade and Companies Register under number 853 827 103, having its headquarters at 91 rue du Faubourg Saint-Honoré 75008 Paris, FRANCE, and represented by its President Nicolas Benady.
Swan is a licensed electronic money institution authorised by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the REGAFI identifier 86245 and identification code 17328 K, with authorisation granted on 04/06/2020.
All client funds held by Swan are safeguarded in full compliance with applicable regulations. These funds are segregated and deposited with our banking partner, BNP Paribas. In the unlikely event of BNP Paribas defaulting, client deposits are protected by the French Deposit Guarantee and Resolution Fund (FGDR) up to €100,000 per client, offering an additional layer of financial security.